AAA American Credit Bureau's President Richard F. Le Febvre

is again in the news. This time on NBC nightly news with Tom Brokaw on Wednesday May 1, 2002 titled "The Impact of your Credit Score " created by Dan Lothian an NBC correspondent. The story talks about how much a low "Fico" score could cost the average consumer during the automated underwriting process of their mortgage loan application. We were interviewed with three of our consumer success stories. In one case we were able to re-score and raise Dave Birdsall's middle Fico score from 560 to 720 in about five days. This story just touches the tip of the "Iceberg" when it comes to consumers being harmed by Fannie Mae & Freddie Mac's automated underwriting systems DU & LP. These two automated underwriting systems deny consumers their legal rights under the Fair Credit Reporting Act of 1970 and the amended FCRA of 1996.